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Credit intermediaries

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The National Consumer Agency (NCA) shares responsibility for the advertising of credit facilities with the Financial Regulator and has specific responsibility for the authorisation of credit intermediaries, the licensing of pawnbrokers and for maintaining the Register of Credit Intermediaries. The register is an online list of all such companies holding a valid authorisation at the time of enquiry.

The register details those authorised by the NCA to act as credit intermediaries under the terms of the Consumer Credit Act, 1995. This Act regulates most areas of consumer credit except credit unions.